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What is the new ''loud budgeting'' trend?

What is loud budgeting and why is it gaining traction?

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In response to high prices and increasing credit card debt, financial advisors advocate for budgeting. "Loud budgeting," a trend originating from TikTok, encourages people to proudly announce their budgeting efforts, contrasting with the desire for extravagant spending.The appeal of sharing budgeting efforts on TikTok lies in its accessibility to younger generations seeking financial advice. Other budgeting trends include "Frugal February" and the "100 Envelope Challenge," although the latter is less practical in a cashless society. Despite its drawbacks, these trends reflect a growing interest in financial responsibility, particularly among younger demographics.

Vocabulary:

• Frugal: Practicing economy and avoiding waste; thrifty.

• Envelope: A flat paper container with a sealable flap, used to enclose a letter or document.

• Interact: Act in such a way as to have an effect on another; communicate.

• Practical: Of or concerned with the actual doing or use of something rather than with theory and ideas.

Source: CBS News

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